Mutually Speaking
Life Insurance Policy Loans
If you are the owner of a permanent life insurance policy, you may be able to borrow funds from your policy’s cash value. Term policies, which provide less expensive life insurance coverage, do not offer cash value or the ability to take policy loans. What is cash value? Cash value is a savings-type element that…
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Beneficiary Planning
Many people associate beneficiaries with life insurance policies, but a life insurance...
Writing Your Will: Why You Need One Today
A will is a legally binding document detailing how you wish your estate to be handled...
Estate Planning Personal Log: Leaving Instructions for Your Family
How much do your loved ones know about your financial affairs? If you were to pass away...
Understanding Probate
Probate is the legal process established to properly transfer ownership of your estate...
What Powers Are You Actually Giving Your Power of Attorney?
A power of attorney, or POA, is a legal document that appoints one individual (the...
Four Benefits of Estate Planning
People associate different images and ideas with the word “estate.” It often...