Mutually Speaking
Life Insurance Policy Loans
If you are the owner of a permanent life insurance policy, you may be able to borrow funds from your policy’s cash value. Term policies, which provide less expensive life insurance coverage, do not offer cash value or the ability to take policy loans. What is cash value? Cash value is a savings-type element that…
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Two Retirement Benefits of Fixed Annuities
Saving for retirement can be complicated, but it doesn’t have to be. An annuity can do...
What Is the Difference Between Life Insurance and an Annuity?
Both life insurance and annuity contracts are sold by life insurance companies, however,...
What to Expect When Purchasing Your First Annuity
An annuity is a contract between an individual and a life insurance company in which an...
Annuities: Fact vs. Fiction
Annuities have long been used as a strategy to round out an individual’s retirement...
Annuity Payout Options
An annuity is a product sold by a life insurance company that allows you to invest a sum...
Is an Annuity Right for You?
An annuity is a contract that allows you to invest a sum of money with a life insurance...