Survivor Benefits

At Navy Mutual we offer several insurance products to meet the specific needs of our Members. The amount of coverage of a Navy Mutual insurance product depends on a few factors, such as your age at the time the policy is initiated, the amount of your premium payment, and the term of coverage. The easiest way get information on insurance coverage is to give us a call at 800-628-6011, or visit our insurance FAQ.

Navy Mutual survivor benefits vary depending on the insurance product owned by the insured, including:

  • Navy Mutual Flex Term Insurance: Death benefit of $50,000 - $1,000,000 to age 50 (age 40 for nicotine users).
  • Navy Mutual Express Term Plus Insurance: Death benefit of $250,000 with no health exam for ten-year period.
  • Navy Mutual Level II Term Insurance: Death benefit of $50,000 - $1,000,000 to age 85.
  • Navy Mutual Flagship Whole Life: Death benefit of $10,000 - $1,000,000, for your entire life.

Survivor benefits can be paid out to the beneficiary(ies) in several ways (click here for payout options).

For any questions, or to learn more about Navy Mutual, our products, services, or policies, please call us at 800-628-6011.