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Protect You and Your Family For Your Entire Life and Build Your Portfolio with  Permanent Life Insurance

  • Guaranteed lifetime protection
  • Tax-deferred cash value growth
  • 100% guaranteed return of premium
  • Long Term Care expense protection option
  • Current Crediting Rate of 7.40% (2009)
Permanent Insurance with Cash Value Growth

View a short presentation on this plan
Get all the details about permanent life insurance
Get a fast, no-obligation quote

Permanent ‘Plus’ For The Children In Your Life

Start thechildren in your life off right with a permanent life insurance planthat builds tax-deferred cash value and also provides them insurancefor the rest of their lives.  Our Permanent 'Plus' Plan is available for you to purchase for them all the way until they turn 24.

Just think about the future impact of this gift.
Comparatively speaking, its way cheaper then buying a whole-life policy when you’re in your 40’s. 



 

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Life insurance needs calculator

Life insurance tutorial


How much cheaper – consider this:
whole-life insurance policy graph

A $50,000 whole-life policy for an 8 year old male versus the same policy for a 48 year old male. Using a paid-off in 10 years scenario,the cost is significantly less for the child and will be all paid off by the time he is 18 and ready to go out into the world. 
Consider what else will happen for this 8 year old boy.  By the time he hits 48, the death benefit will have increased significantly and he will have a nest egg of tax-deferred cash.








The children in your life will reap the rewards from the cash value that grows inside the policy, which they can decide how to use in their adulthood (maybe for a down payment on a house where you can come visit your future grandchildren). They also benefit from the increasing death benefit on the policy that will continue to grow as long as the plan is in force, providing them with a great foundation for the life insurance portion of their financial plan. 

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