Military Survivor Benefits Calculator

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The 24/7 Survivor Benefits Analysis estimates the Department of Defense, Department of Veteran's Affairs, and Social Security survivor and retirement entitlements for active duty service members and their families. 
All Navy Mutual survivor benefits calculations are estimates and projections. They are provided for educational purposes and are not official benefits calculations. Before executing any important or irreversible survivor benefits financial decision, such as participation in the Survivor Benefit Plan program, contact Navy Mutual or seek the counsel of financial professional qualified to discuss your planned decision.
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WebCACO Calculator

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Note: press the TAB key to move between fields.

First Name
Middle Initial
Last Name
Date of Birth
Date of Death
 
Gender

Military Service
Military Service
 
Entry Paygrade
Member's paygrade when first entering the service. This entry is used with other factors to project a wage history for social security benefit purposes.
Current Paygrade

Member's current grade for pay purposes. When using the Baseline Analysis, if the member is on a promotion list for promotion at some future date, the member's current paygrade should still be used. The new paygrade can be entered under the member's retired paygrade.

Service Senior Enlisted representatives, i.e., SMA, MCPON, CMSAF, SgtMajMC, MCPOCG, should select E9* as their paygrade, as this will cause the program to use the enhanced payscale during their tenure as senior enlisted representative in computing retirement and social security benefits.

Current Rank
Active Duty Base Date

The date the member entered active duty for computing total active duty service for retirement purposes. Also referred to as Active Duty Service Date.

Pay Entry Base Date

The date the member entered active duty for pay purposes. This is synonymous with the Pay Date and Base Pay Entry Date (BPED).

If you leave this field blank, active duty base date will be used.

DIEMS Date

Date of Intitial Entry To Military Services (DIEMS). The date the member first entered the military. The DIEMS determines which retirement system the member is under. Some members have unique circumstances that complicate determining their DIEMS. Example, An academy graduate who entered the academy prior to, but graduated after, August 1986, is under the High Three System.

If you leave this field blank, active duty base date will be used.

Date of Current Rank

This date is normally the date of the member's last promotion. However, for purposes of the Baseline program, those members who are currently on the selection list for promotion may use a future date of promotion provided that the date does not exceed 3 years beyond the current date, as this is the projection limit for Baseline. Members should be aware of the time in grade requirements for their current or future promotion date when selecting a projected retirement date.

Member's using the SeaBAAG or CACO programs must use the date of last promotion as the Date of Rank.

Service Senior Enlisted representatives, i.e., SMA, MCPON, CMSAF, SgtMajMC and MCPOCG, should use their date of appointment to this position vice their date of rank for E9.


Family
Spouse First Name
Spouse Date of Birth
Children. Select the birthdates of your children.